Insurance + self-pay

Insurance and Self-Pay Options for Mental Health Care

We accept most commercial insurance plans. We do not accept Medicaid or Medicare at this time. Coverage still depends on your state, plan, provider, service, and appointment type.

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Verification

Most Commercial Insurance Verified Within 1 Hour

We accept most commercial insurance plans and usually verify benefits within 1 hour during normal business hours when accurate details are provided. AB Holistic does not accept Medicaid or Medicare at this time.

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Verify Your Insurance

Send us your insurance details and our team will review your benefits before your visit. Most commercial insurance plans can usually be checked within 1 hour during normal business hours when complete information is provided. This request does not confirm coverage by itself — our staff will review your details and contact you with the next step.

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Verification

How insurance verification works

  1. You submit your insurance details on the appointment request form (or share them when our team reaches out).
  2. Our team confirms your plan, network status, and what your benefits actually cover for the service you need.
  3. You receive a clear explanation of any cost-share — copay, deductible, or coinsurance — before your first visit.
  4. If your plan does not cover the care you want, we explain your self-pay options instead.

Timing: Most commercial insurance verifications are completed within 1 hour during normal business hours when accurate insurance details are provided. Some plans may take longer if payer systems are delayed or information is incomplete.

What affects coverage

Five things that change what your plan covers

  • State

    Some plans only cover certain providers in certain states.

  • Plan

    Two plans from the same insurer can cover very different services.

  • Provider credentialing

    Whether your provider is in-network for your plan affects what you pay.

  • Service type

    Therapy, psychiatry, and medication visits may be covered differently.

  • Appointment type

    Initial evaluations, follow-ups, and telehealth visits may have different rates.

Medicaid + Medicare

Not accepted at this time

AB Holistic does not accept Medicaid or Medicare at this time. If you are on Medicaid or Medicare and want to be seen at AB Holistic, please ask about self-pay options instead. We will share rates up front so you can decide what works.

Self-pay

Self-pay pricing

Self-pay is available for patients who do not want to use insurance, do not have an accepted insurance plan, or prefer to pay directly for care.

  • Initial session

    $350

    Your first appointment is priced differently because it may include a more detailed review, intake, and care planning.

  • Returning sessions

    $200

    Returning sessions are for follow-up care after the initial visit.

Payment details may be required before an appointment is confirmed. If online card collection is not yet active, our team will provide secure payment setup instructions.

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Be prepared

What to have ready

  • Insurance card (front and back if possible)
  • Date of birth and legal name as it appears on the policy
  • Contact details (phone and email)
  • Preferred service or provider, if you have one

No surprise costs

Clear up front, every time

We do not want you to get a bill you were not expecting. Our team confirms what your plan covers before your visit and explains any cost-share you would owe. If something is unclear, ask — that is what we are here for.

Insurance FAQ

Common insurance questions

How long does insurance verification take?
Most commercial insurance verifications are completed within 1 hour during normal business hours when accurate insurance details are provided. Some plans may take longer if payer systems are delayed or information is incomplete.
What if my insurance is not accepted?
We will tell you before your visit. Self-pay options may be available, and we can explain the cost up front.
Will I get a bill I do not expect?
We do our best to share costs up front. Final amounts depend on your plan’s response, but there should be no surprises.
Do you take Medicaid or Medicare?
No. AB Holistic does not accept Medicaid or Medicare at this time. We do accept most commercial insurance plans, and our team can usually verify commercial insurance within 1 hour during normal business hours when accurate details are provided. Self-pay options may be available if your plan is not accepted.
Can I book without insurance?
Yes. You can choose self-pay during booking.
How much does self-pay cost?
The initial session is $350. Returning sessions are $200.
Do I still need insurance information if I choose self-pay?
No. If you choose self-pay, you should not need to enter insurance member details during booking.
Can I switch from self-pay to insurance later?
You can contact the team if your insurance situation changes. Coverage depends on your plan, provider, state, and verification.
Are Medicaid or Medicare accepted?
Medicaid and Medicare are not accepted at this time.

Verify Your Coverage Before Your First Visit

Send us your insurance details and our team usually verifies most commercial insurance plans within 1 hour during business hours.

Check Availability Verify Insurance

Prefer to call? (888) 877-7022

AB Holistic is not an emergency service. If you are in immediate danger or experiencing a medical or mental health emergency, call 911 or go to the nearest emergency room. You can also call or text 988 to reach the Suicide and Crisis Lifeline.